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ResiliencePreparednessResponse

A membership association built to help schools prevent, respond to, and recover from firearm-related threats.

Harborwatch Association is a ZeroEyes-founded membership association for K–12 schools and districts. Members gain structured risk-management programming and access to defined risk-financing benefits — built around the shared risk profile of organizations using ZeroEyes visual firearm detection.

Harborwatch — lighthouse mark with Harborwatch wordmark

About Harborwatch

More than coverage. A member association built around a shared mission.

Harborwatch brings together organizations that have deployed ZeroEyes and want to prevent, detect, respond to, and mitigate firearm violence risk — pairing prevention and mitigation equally with risk financing and crisis response.

What it is
  • A member association built around a common firearm-violence risk profile
  • A structure for risk-management programming and defined risk-financing benefits
  • Focused at launch on K–12 schools and districts
What it isn't
  • Not just an insurance vehicle
  • Not a ZeroEyes sales channel
  • Not a replacement for your existing coverage

Prevention & mitigation

Strengthening the practices that reduce risk before an incident ever occurs.

Risk management

Education, preparedness materials, and operational best practices for members.

Risk financing

Crisis-management and financial support in the wake of a verified detection event.

How it's structured

Founding member

ZeroEyes

Forms, sponsors, and governs the association, and delivers its risk-management programming.

Members

Schools & districts

Join after deploying ZeroEyes and gain access to member programs and benefits.

Harborwatch in practice

How membership works

From deployment to programming to support after a qualifying event.

01

Deploy ZeroEyes

Gun detection is live on at least one school.

02

Join Harborwatch

Become a member organization in the association.

03

Participate in programming

Engage with risk-management education and preparedness.

04

Access risk financing

An embedded financing benefit is available per school.

05

Support activates

A qualifying event triggers financing and crisis response.

Risk management

Prevention and mitigation, paired equally with crisis response.

Membership is built to make schools more prepared every day — not only after an incident. Harborwatch programming helps members get the most from their detection investment and strengthen the practices that keep students and staff safe.

Member education

  • Webcasts
  • Annual detection benchmarks
  • General training suggestions

Preparedness materials

  • Camera health checklists & services
  • Camera infrastructure assessments
  • Detection case studies

Operational best practices

  • ZeroEyes integration into emergency planning
  • Exercise integration templates & checklists

The Challenge

The impact doesn't end when the threat does.

When a school experiences a firearm-related incident, the impact extends far beyond the initial emergency response — operational disruption, crisis communications, counseling, added security, and other recovery costs that strain already-limited budgets. And beyond the financial toll, lockdowns and firearm emergencies leave a lasting emotional impact on students, teachers, and staff, even when no one is physically harmed.

Spoiled perishables
Transportation disruption
Overtime hours
Staff absence

Risk financing · FERP

An embedded risk-financing benefit for members.

Harborwatch includes access to an embedded risk financing solution designed to provide crisis management and financial support specifically in the wake of verified firearm detection threat events.

Delivered through the Firearm Event Relief Program (FERP), it's a first-of-its-kind, parametric-style benefit tied to defined firearm detection events — available per school as part of membership.

How FERP works

Three steps. No paperwork. No claims process. No waiting.

01
Trigger

ZeroEyes confirms a true-positive firearm detection during school operating hours and contacts emergency services.

02
Verify

Law enforcement confirms the incident. ZeroEyes analytics plus verification activate the policy.

03
Pay

The predetermined benefit is sent directly to the district — no claims paperwork required.

No action is required by the district to initiate support. Crisis management reaches out directly — a seamless, hands-off response.

Why FERP

Speed

01

Payment, not paperwork.

When the triggers are met, payment is sent. No claim narrative to write, no documentation to chase, no waiting on an adjuster.

Certainty

02

Defined in advance.

The benefit is predetermined and parameters are set ahead of time. Your district knows exactly what it will receive, and when.

Crisis management

03

Support that arrives automatically.

Psychological counseling, after-action reporting, and PR support are delivered automatically through a dedicated crisis-management partner.

Coverage gap filled

04

Built for the incident itself.

General liability policies and joint insurance funds were never designed for the financial and operational fallout of an active firearm incident.

What members receive

Financial support

A predetermined benefit sent directly to the district to help absorb the unforeseen costs that follow a qualifying event.

Crisis services

Psychological counseling for students and staff, public relations support, and after-action reporting — coordinated automatically.

Specific benefit details and eligibility are shared during membership conversations. Crisis services may be available even when law enforcement responds but cannot verify a firearm — because a lockdown alone can be traumatic.

The ZeroEyes advantage

Every member has ZeroEyes visual firearm detection deployed and live. The platform detects, verifies, and dispatches on visible brandished firearms through existing cameras — and that same verified detection event defines the shared risk profile and activates risk financing. For members, the technology protecting your campus becomes the technology activating your support: an integration no other carrier can replicate.

Learn about Harborwatch membership

To learn whether Harborwatch is a fit for your district — including risk-management programming and FERP — get in touch.

Tim Fallon — Vice President of Insurance, ZeroEyesinfo@harborwatchassociation.commembers@harborwatchassociation.com
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